Tuesday, January 17, 2017

How to Use Wechat to Transfer Money

Using the WeChat Payment, you can easily transfer money to your friends without any additional charges and even pay your rent by WeChat transfer to your landlord!

1. Press "Transfer" on the main Wallet options screen.


2. A menu should pop up from the bottom with two options; "Transfer to a Friend" lets you move the money to anyone in your WeChat contacts book; "Receive In-Person" lets you do the same to someone who’s there with you. In this case you will need to press "Transfer to a friend".


3. Tapping the first option will take you to your address book, with those you have talked to most recently placed towards the top (in the future the names at the top will be those you have sent money to recently). Tap the name of the person you want to send to, or tap "Open Contacts" to select from your address book.



4. On selecting a contact, you will be asked to input the amount to be transferred. Note that the "Free" text in the type-in field means that WeChat will not charge a fee for transferring the money.


5. You should now be asked to select a payment method; one of the debit cards you have attached to the app, your WeChat Balance (if you have money in there) or a new card. WeChat may assume you want to use your existing card, in which you may not see this screen, and skip straight to the screen on step six.


6. Once you have a payment method selected, you will be asked to enter the six-digit WeChat pass code that you created when setting up your Wallet. If you want to change your payment method, tap the green ‘Change’ text and you will be taken to the screen from step five.


7. Once you've entered your pass code there will be a short pause before the confirmation message below appears. You will have to confirm the transfer before the money is moved across your account; if you do not confirm within 24 hours, the transferred money will be sent back.


8. You should get a WeChat message notifying you of the money transfer right away. The message is automatically sent on behalf of the payer, to remind the receiver to confirm the transfer.


Once the payment has been accepted, a second automatic WeChat message saying that the transfer is completed will be sent to you.

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